If you have recently filed for bankruptcy you will most likely have to complete a court approved bankruptcy class online. Personal Finance Education online is one of the court approved classes that meet the pre-filing credit counseling and pre-discharge debtor education requirements of Bankruptcy Abuse cases. Going bankrupt sucks! Not only does it ruin your credit but it also makes it just about impossible to get any type of loan in the future. “Yep filed for bankruptcy this morning” are the last word you would ever want to speak in your entire life. This online course over two types of classes: Pre-Filing Bankruptcy Credit Counseling and Pre-Discharge Debtor Education. The counseling class cost $30 and the education class cost $25.
The course is available over the phone or online. We suggest taking the courses online due to the fact that they can take 1 hour or more to complete. Payments can be made by debit card, credit card, ACH or money orders. If you’re a married couple filing together you will only be charged once for each course. Once the course is completed you will receive a certificate. The Pre-filing Credit Counseling certificate expires 6 months from the date issued. If you have any questions about the course please contact your attorney or the customer service number listed on the web portal. These courses cost money and your time and are a hassle. Our advice would be avoid bankruptcy at all cost!